Attention. On March 20, 2018, US Immigration and Customs Enforcement accused Payza of laundering more than $250 million in criminal money related to various types of illegal activities, from pyramid schemes to child pornography. One of the founders of Payza, the Patel brothers Ferhan, was arrested, and another, Firoz Patel, was put on the wanted list. The site of the payment system on the .com domain was closed, now it has a stub from the US Department of Justice. The service has moved to the payza.eu domain. According to users, despite assurances in official representations in social networks about work to restore the payment system, all requests and appeals remain unanswered, and transactions are not made.
Registration in this payment system is free and open to citizens of all countries (except Nigeria, Angola, Liberia and Sierra Leone). The system is characterized by relatively low commissions, which are charged from recipients payments.
System advantages:
- The system is international, that is, it is open for use by residents of almost all countries;
- Convenient for accepting payments on websites;
- Profitable affiliate program;
- Many ways to deposit / withdraw money.
Registration in the system
Your Payza account number is the e-mail that you will enter during registration, so the choice of a mailbox for registration must be approached responsibly; try to use NOT a public e-mail for such purposes.
Having an account with Payza, you can send money even to a person who does not yet have an account there: you just log into your account and make a transfer by indicating the recipient's e-mail: he will be able to receive the payment sent to him by registering in the system to that e-mail for which the money came.
1. Personal Starter Account(initial personal account). This is the best option for beginners, and indeed for most users of the system. This is the only type of account that is exempt from commissions for transfers within the system. A maximum of 2 e-mail addresses can be linked to a personal account.
Limitations of this type of account: account replenishment limit ($400 per month, $2000 per year); the inability to use the tools for receiving payments on your site.
2. Personal Pro Account(advanced personal account). With this type of account, you will no longer have limits on deposits and the number of e-mail addresses that you can associate with your account. The fee for a payee with this type of account is 2.5% + $0.25 per transaction. Payments from a plastic card are available to the owner of a Personal Pro account. In addition, users with a Premium Account have access to the entire set of tools for receiving payments on their websites using the Payza web interface, as well as the possibility of mass payments.
3. business account(business account). Business Account has all the benefits available with Premium Account (tools for receiving payments, no limit on the number of mailboxes associated with the account). The system commission here is 2.5% + $0.25 per transaction. The number of addresses with which a Payza business account can be associated is not limited.
You can choose the type of account that suits you best - registration of any of them is free. Attention! The system allows a free transition from a Personal account to a Personal Pro account, but not to a Business Account. If you want to have a Business Account, select it immediately upon registration. If you need it after you become a member of the system, you will have to register a new account (to a new e-mail).
At the final stage of registration, you will be asked to choose an auxiliary password to confirm your transactions. Write it down, save it in a safe place and don't lose it! This is an additional, very effective way to protect your account: even if an attacker gains access to your account, he will not be able to withdraw money from it without knowing the auxiliary password.
Registration in the system
Perhaps, registering an account with Payza can cause some difficulties for users who hardly understand English, so let's go through all the registration steps together. Here's what it looks like (I present with translation).
Stage 1. Selecting the type of account and indicating the country of residence.
We find on the main page of the site the button "Sign Up Now" or "Get Your Account". We get to the page with the following form:
We select the type of account that suits our needs, mark it and click on the button Select.
Stage 2. Entering personal information
Translation of field names into Russian:
Salutation- appeal (Mr. - Mr., Mrs. - Mrs., etc.)
first name- Name
last name- Surname
Address 1- Address (1st line)
Address 2- Address (2nd line if one is not enough)
City- City
region- Province, Republic, County, State
Country- Country (the system determines your location on its own, and the country is already selected)
Post code- Postcode
Citizenship- Citizenship (select the country of which you are a citizen)
home phone- Home phone
Occupation- Occupation
Date of Birth- Date of Birth
Step 3: Entering identification information to sign in to your account
Specify your (real!) e-mail - it will be your login when logging into your account. Choose a password and enter it in the fields *Password: And * Re-enter Password:
The PIN code is an additional security measure: by entering the PIN code, you will have to confirm all actions with funds in your account. Choose a PIN between 4 and 8 characters long. It must contain only numbers.
If you forget your PIN, you can change it: go to your account on the tab My Profile and follow the link Password / PIN. Select an item Transaction PIN and on the page that opens, you will be able to create a new PIN (after answering both security questions correctly).
Write down your password to enter your account, secret questions and answers to them and hide the PIN in a safe place and do not tell anyone!
By the way. You can delete your account at any time (link Close Account tab My Profile -> Personal). You will also need to enter your PIN to confirm this action.
Let's go back to the registration process. After entering the PIN, select a secret question and your answer to it (write them down somewhere in your place - suddenly you forget!). You will need them in case you lose your password.
The list of suggested questions is as follows.
What is the name of your best childhood friend?-Name of your childhood best friend?
What is the name of your first teacher?- The name of your first teacher?
What was your childhood nickname?- What was your first nickname at school?
What was your first pet's name?- The name of your first pet?
What is the name of the street where you grew up?- The name of the street where you grew up?
What was your first phone number that you can remember?- What is the first phone number you can remember?
What is the color of the first car you own?- The color of your first car?
In the block third party information(Information about third parties) indicate whether this account will be used by someone other than you (any organization or person): Yes (Yes) or No (No).
Next, enter the proposed control character set and press the button final step, do not forget to tick the box at the very bottom You acknowledge that you have read and agreed to Payza's User Agreement(You acknowledge that you have read and agreed to the terms of the Payza User Agreement). Another option: click the button Previous- if you want to return to the previous page.
Stage 4. Validation of e-mail and account activation.
At this stage, the system will send you an e-mail, which you specified at the previous stage, a link to activate your account.
Account replenishment methods. Ways to withdraw funds.
System commission for money transfers.
The Payza payment system offers a number of ways to deposit and withdraw money from an account. The commission of the system is the same for all types of accounts. Below are the tariffs for citizens of the Russian Federation:
| Account replenishment methods | System Commission | ||
| Personal Starter Account | Personal Pro Account | business account | |
| International bank transfer (Bank Wire)* | 20$ | ||
| Receipt | Is free | ||
| money order | Is free | ||
| Commission for receiving funds | 0 | 2.50% + $0.25USD | 2.50% + $0.25USD |
|
Available withdrawal methods and withdrawal fees depend on the type of currency you are dealing with. The number of currency types that the system works with is constantly growing, you can see their list. Currency conversion is possible in the system, the Payza commission for this type of operation is 2.5%. Payza supports quite a few currencies, but the Russian ruble is not one of them. The table below shows the system fee for withdrawing funds in American dollars (USD). |
|||
| Methods of withdrawing funds from the account | System Commission | ||
| Receipt | Is free | ||
| Bank transfer (Bank Wire) | 15$ | ||
| Alertpay prepaid card | 1$ | ||
The system does not charge a commission for transferring funds from the sender of the payment. This commission is charged to the recipient, and, as can be seen from the table, Personal Starter Account holders are also exempt from this type of commission (provided that the cash receipts do not exceed $2,000 per month).
The ratio of Payza (Alertpay) to exchange transactions with other payment systems has also not remained constant since the opening. At first, it was free to convert funds to E-gold and back (while E-gold was still alive and flourishing), then the company banned any exchanges, then allowed again, but only for those items that were approved by the system. On the updated Payza website, this feature has disappeared.
Thus, if you require an exchange, you can search the Internet for Payza (Alertpay) exchange offers privately. At the same time, you must be aware of all the risks of such exchanges and use all possible precautions, since these exchanges are prohibited not only by the Payza (Alertpay) system, but also by many other payment systems, for example, Webmoney.
Payza account security
Of the increased security measures, Payza uses, perhaps, only one: a PIN for money transfers. The PIN must consist of numbers, the minimum length of the PIN code is 4, the maximum length is 8. However, you can always change the PIN in your account. Logging into your account is simplified - by entering a registration email and password (even without the Turing test), there is no protection by IP, browser, etc. Thus, in order to steal your account, a potential attacker only needs to know your username and password. So be very careful not to share your password with anyone and keep your computer clean from viruses and trojans!
Payza account verification
The company's policy regarding user verification is constantly changing. At first, verification was voluntary, then it became necessary - without it, it was impossible to enter money into the system and withdraw it. At the moment, these operations again seem to be available to unverified members, but only to those with a Personal Starter or Pro account - if you have a Business Account, you are not allowed to work anonymously in the system. The system's website also states that for unverified participants, the limits for all types of transactions are lower, but it is not possible to find details either in the FAQ system or anywhere else on the site.
The verification procedure is free and very simple. You need to upload to the site or send by regular mail your data, namely:
- Scan of a document with a photo (passport, driver's license, etc.)
- Scan of a document confirming your address of residence (receipts for payment of utility bills, bank statement, etc.).
After you send your documents, you can see the status of your verification request in your account:
- Submitted: Your document has been received.
- processing: Your document is under review.
- Approved: The document has been accepted and deemed sufficient for identity verification (in other words, your account has now been verified).
- Declined: The document is NOT recognized as sufficient for verification (you can see the reason in the section notes for this document). To pass verification, you need to upload or send another document.
- Expired: The document you submitted no longer matches your current information in your Payza account. This usually happens if you update your account profile. In this case, you need to go through the verification procedure again.
Payza Affiliate Program
Payza has an affiliate program to attract new members. After registration, you can find your referral link in your account in the Referral Program section. It looks like http://www.payza.com/?ID, where ID is your personal number. You will receive $5 for each referral if you have less than 10; and if you collect more, you will be paid $10 for each. However, do not rush to rejoice: in order to make money on the participant you attracted, he must meet the following requirements: an account not lower than Premium; conduct transactions (deposit or withdrawal of funds) with a total amount of at least $250.Your comments:
Payza is an electronic payment system, once known as Alertpay, launched in 2004 in Canada.
Today it is a successful representative of a large army of companies making payments and money transfers on an international scale - in total about 197 countries.
The rebranding was carried out quite recently in 2013, by that time Alertpay had already managed to win a large number of fans, so the credit of trust for the updated company turned out to be sufficient.
A Russified interface has not yet been developed for users, but this is not a big problem.
After all, most of those who need to get a wallet here cooperate with foreign sites or partners.
The history of the appearance of the Payza (Alertpay) system
The idea of creating a new payment system belongs to two brothers - Fairoz and Ferhan Patel, the actual place of her birth is Montreal, the Canadian province of Quebec.
Already a year after its creation in 2005, it was possible to establish online activities. At the very beginning, only 6 people worked on the project, today it is a developed network with at least a hundred employees.
The approximate audience of the system at the moment is 6 million people around the world, which means at least 21 monetary currencies, even such well-known ones as, cannot boast of such achievements.
The brand received its new name on May 14, 2012, when Alertpay merged with the leader at that time in the field of prepaid cards - the company UK based MH Pillars Ltd.
Registration, login to Payza wallet
For some users, registration may present some difficulties due to the lack of an adapted version of the site. But the process itself is simple, while it is important to use letter designations only with the help of the Latin alphabet.
So, let's get started, on the main page www.payza.com at the top of the page you will see the link "Sign Up", which means the command to start the procedure.
After going through it, you will see a field in which you need to select the country (detected automatically) and the type of account - "Personal" ("Personal") and "Business" ("Business"). That is, for personal use and for companies, organizations.
To choose the right profile, pay attention to the benefits presented.
Let's take a personal account:
This is an opportunity to send and earn money, make payments, make purchases safely, exchange currencies, use the API.
Click on the "Select" command, that is, "Select" and proceed to registration.
To do this, enter the type of appeal to you (optional), first and last name in Latin, email address and a new password, click "Get started":
By the way, you can always change your mail, add several addresses and make only one the main one.
In the meantime, you can directly log into your personal account by clicking on the “Take me home” command:
Benefits of payment, reviews
One of the additional features of the system is earnings through a referral program, this is not unique, many advanced payment systems offer such a function.
How it works?
You must invite as many referrals as possible, for this a special link is created, which will need to be sent to those whom you have chosen.
- The invited user opens a wallet of any type (Personal or Business);
- The minimum deposit or transfer amount is $250;
- The minimum number of referrals is 10, only after that you will start receiving $10 for each subsequent member of the system, for the top ten - $5 each;
- Naturally, shipments from your own address or several from the same address will not be counted. Enrollment is made within 30 days after the actual fulfillment of these requirements.
For greater convenience, it is possible to place a banner with a link to your personal website.
Keeping track of potential referrals is quite convenient - they will be reflected in the list, which means that someone has already followed your link.
It is worth highlighting several advantages of the Payza payment system:
- High speed of financial transactions;
- The aforementioned affiliate program, which makes it possible to receive additional income;
- A sufficient number of ways to deposit and withdraw funds;
- Access to your personal account, including from mobile devices.
Among the features, it is worth highlighting that you can create only one wallet in the selected currency, there is such a limitation. That is, hypothetically it could be 21 different wallets.
It is also worth paying attention to the reviews of Russian users of the system in order to draw conclusions about its popularity and ease of use.
Among the shortcomings- a long verification procedure and not always a quick withdrawal of funds.
Despite the fact that the system is trustworthy, it is quite understandable that it is not yet sufficiently adapted to Russian realities.
Therefore, it is hardly possible to talk about competition with the popular system or.
However, a business account will definitely be useful for those who transfer money in various currencies and supply services or goods online.
(31 ratings, average: 4,39 out of 5)
Payza payment system
appeared in May 2012 as a result of the merger of UK-based MH Pillars Ltd and Alertpay payment system.
Naturally, the Alertpay brand changed not only the name - the functionality of Payza was much wider than that of its predecessor. All these opportunities can be described by one motto “fast, reliable and cost-effective” – service has become even faster, better, and financial transactions more reliable. As for profitability, they did not deceive here either: the tariffs for the services of the payment system are quite loyal.
The clients of the payment system are users from 197 countries of the world, and this is not surprising, because Payza supports a large number of currencies, making transactions with them without restrictions.
Payza top-up quite conveniently - as always. The user has the opportunity to replenish his account through a bank card of the MasterCard or VISA system, after it is linked to the account.
Payza withdrawal can be done with a Payza prepaid card, postal check or bank transfer.
For Russia, Canada and Europe, withdrawal to a bank, bank card is possible directly from the payment system account
For the USA, the payment system does not work, do not register there with the US IP
For other countries, withdrawal is currently possible through an exchanger to your card
Transfer through a bank is carried out at the following rates: Bank Transfer - $ 0.5, Bank Wire - $ 15.
Benefits of the Payza payment system:
Very high quality customer support;
High speed of most financial transactions;
Providing users with a choice of methods for depositing and withdrawing funds;
Possibility of round-the-clock access to all system features via mobile devices;
Opportunity to participate in an affiliate program and receive additional income.
Payza registration.
Before registering, you must create an email account that has not been used anywhere before. Why is it so important? Because the e-mail address will correspond to the name of the client's account, being its identifier in the system.
As in many other payment systems, Payza registration gives users the choice of one of three accounts:
Personal Starter Account - a personal account for beginners, for which there is no commission for internal transfers. This type of account also has disadvantages, one of which is the established limit of $ 400 per month for replenishing the account. The number of wallets that a client has the right to open is also limited.
Personal Pro Account is a more serious account for advanced users with a wide range of features. The amount of replenishment of the account and the number of wallets are not limited, the entire set of tools for receiving payments on the user's website, mass payments, payments from a plastic card and other options are available. The fee for depositing funds into the account is 2.5% + $0.25.
Business Account - an account for solving important business-related tasks. All restrictions have been removed, and the transaction fee is 2.5% + $0.25.
There are 21 currencies in the Payza system, and the user can open a separate account for each of them. In addition, the system provides the possibility of currency conversion.
The registration itself is very simple and uncomplicated: choose the most suitable type of account, fill out the registration form (in Latin) - and go ahead, enjoy all the features and benefits that the Payza payment system provides!
Payza video registration:
Registration in pictures:
All data is filled in Latin letters.
Next, they write to us that we have successfully registered, but to activate the account, an email was sent to our mail with an activation link. We go to our mail, click on the link and go back to the EPS website, where there will be a message about successful registration and confirmation of the mailing address. Login to your account is carried out by the big green button My Payza Account. payza wallet created.
In May 2012, the popular AlertPay payment system underwent a complete rebranding and became known as PayZa. From that moment, thanks to the merger of AlertPay and the number one company in the field of prepaid cards - UK-based MH Pillars Ltd, the PayZa payment system was born with even more features and capabilities. At the same time, users of the predecessor remained full participants in the new system with all assets and settings. They didn't have to do anything to transition to a new brand, it happened automatically.
For a completely free account opening in a new "payment" it does not matter what country you are a resident of. It is also not necessary to verify your personal account after opening it. The system allows you to accept or send payments to users who do not have an account at all. At the same time, anyone can easily open a business account in the system, but the commission for such an account will be quite high compared to systems such as Webmoney or Liberty Reserve. This is due to the fact that the company is an independent organization and does not cooperate with any financial institution or bank. The PayZa account identifier is the email address used when registering on the official website. He will be the main one. The presence of an identified account allows, in the future, to add additional e-mail addresses, using the functionality of the personal account in the system. Secondary email addresses can be used to withdraw funds.
The PayZa electronic payment system allows a member to create three types of accounts:
- Personal Starter - the initial score that all newly registered members receive. The holders of this account are limited in their actions. Top-up amounts cannot exceed $400 per month or $2000 per year. But at the same time here
- There is no transaction fee at all. In order to understand how the system works and make transactions with small amounts, this account will be the best option.
- Personal Pro is a professional account with advanced features and capabilities. In the absence of restrictions on the input and output amounts, there is a commission fee of 2.5% + 0.25$ for each transaction. A professional account allows its owner to get full access to all the features of a personal account for accepting payments through a payment interface or plastic cards.
- Business - the so-called "business" account, which is most suitable for businessmen and webmasters. This account implies active use of the PayZa system in e-commerce for financial settlements. Commission on
- transfers within this account are exactly the same as within a professional account.
Each type of currency requires a separate account, but the internal functionality allows you to exchange currencies in any direction. For the safety and security of your money in the PayZa electronic payment system, you will need to come up with a separate payment password, which will be required for each transaction.
PayZa account replenishment is possible in three ways: using a bank credit card, by check or using Wire Transfer. Cashing out is done by simply withdrawing funds to a bank card or bank account. Receiving money and transfers from other users of the system are free of charge, the commission is imposed only when making
transactions in professional and business accounts. Its size was mentioned earlier. A transfer in favor of another member of the system is made by simply clicking the “Send Funds” button located on the user profile page. Accordingly, replenishment of the account and withdrawal of funds are made using the buttons “Add Funds” and “Withdraw Funds”. For
Russian citizens have the following options for withdrawing funds from their PayZa account:
- To AlertPay debit cards with $1 per transaction fee,
- To a bank account with a commission of $15 per transfer,
- Through some foreign exchange offices,
- To the account already mentioned on our pages, the EgoPay system with a commission of $ 0.59 and 3.9% of the total transfer amount.
Like many other electronic payment systems, PayZa does not allow its customers to directly receive funds from their account to their bank card, so such aspects as the exchange of PayZa for Webmoney, Liqpay, Perfect Money and Privat24 always remain relevant, both in one and in the other. direction. For direct withdrawal of funds to a bank account, you must use a bank account. However, Russians cannot have such an account, so they often have to use third-party services to exchange PayZa for electronic currency, the withdrawal of which through a bank is possible for citizens of Russia and the countries of the former CIS. There are several other ways to solve this problem, namely: ordering a branded Prepaid Card, which, in fact, is a MasterCard or Visa, by receiving a check that can be cashed in some banks, using Bank Wire - an international detailed transfer, for which you need open a dollar account in your bank and attach a currency payment card to it. In addition, PayZa allows you to withdraw funds through “Whdraw Funds”. There is a button “Add My Bank Account” in the account, with which you can attach your bank account to the internal account of the system.
For those who decide to open their account in the PayZa electronic payment system, there is a detailed registration instruction. It is available in English, so it can be very useful to most users.
Good day, friends! Today I want to introduce you to a fairly well-known and popular payment system, without registration in which it is difficult to make money on the Internet, almost all American companies work with this system. You don't have an account in the Pauza payment system yet? Register with Peiza today!
Payment system AlertPay was established in June 2005, the office of the system is located in Canada in the city of Quebec. Most recently, namely on May 14 AlertPay renamed to PAYZA.
A little about the benefits of Payza:
1) an international payment system, that is, it can be used by residents of almost all countries of the world;
2) Many ways to deposit and withdraw funds;
3) There is a profitable affiliate program;
4) It can be used to accept payments on your selling sites.
Important notes: before registering in this payment system, create a separate mail on gmail.com. See how to do it. It is your email address that will be considered your account number in this system, it is with the help of it that you can log into your account, so I strongly recommend that you no longer use this mailbox for other purposes, after all, this is your money, take care of their safety right away.
So the mail is up. Now you can go through a simple registration procedure.
1. We go to the Payza website. Click Sign up now.
2. Choose the type of account. To work on the Internet, I recommend choosing Personal Pro.
3. Carefully fill in the fields: enter all the data in Latin and do not invent anything, indicate real data.
4. Enter your real working e-mail on gmail.com, opened by you specifically for registration in this payment system. We come up with a password consisting of Latin letters and numbers. We come up with a transaction pin code (should consist of numbers), you will need it every time you want to make any transaction in the system, that is, withdraw money, enter or transfer money to another user of the system.
Select a security question and answer. Then confirm by clicking on no, that no one but you will use your account in the system. Enter the suggested characters, thereby you confirm that you are not a robot. Next, check the box that you have read the rules of the system and agree to them and click final step.
Attention: write down all data on registration in the payment system in a special notebook. Cultivate this habit in yourself, you should not rely on memory, the dullest pencil is better than the sharpest memory, write everything down.
Loading...