The city of Naberezhnye Chelny actively participates in the implementation of the Social Mortgage Program. The investor - the State Housing Fund under the President of the Republic of Tatarstan - entrusted DOMKOR LLC (formerly Housing Investment Company LLC), the main customer-developer of residential buildings in the city of Naberezhnye Chelny, to carry out technical supervision of housing construction under this program.

Social mortgage - it's available

The non-profit organization "State Housing Fund under the President of the Republic of Tatarstan" (NO GZHF RT) was founded on March 30, 1995 by Decree of the President of the Republic of Tatarstan M.Sh. Shaimiev No. 213 "On measures to develop housing construction in the Republic of Tatarstan" to develop and implement non-traditional methods of financing and attracting extrabudgetary funds in housing construction. The Fund has been implementing the Social Mortgage Program since 2005 in accordance with the Law of the Republic of Tatarstan No. 69-ZRT "On State Support for Housing Construction in the Republic of Tatarstan" dated December 27, 2004.

The main activity of the fund is the implementation of housing programs adopted by the Government of the Russian Federation, state authorities of the Republic of Tatarstan and local governments, as well as the sale of housing to the population of the Republic of Tatarstan on the principles of social mortgage, mortgage lending to citizens and legal entities. The operation of the Social Mortgage Program is planned for the long term - until 2019.

Social mortgage is designed specifically for certain categories of the population who need to improve their living conditions, but cannot afford it.

Social mortgage provides an opportunity to purchase housing on privileged terms for certain categories of the population using state financial support and mortgage lending. The social mortgage of the Republic of Tatarstan is regulated by the Law of the Republic of Tatarstan No. 69-ZRT dated December 27, 2004 “On State Support for the Development of Housing Construction in the Republic of Tatarstan”.

Decrees of the Cabinet of Ministers of the Republic of Tajikistan dated April 15, 2005 No. 188, No. 189, No. 190, No. 233, No. 479, No. 480. It is important to remember that living conditions improve only within the established social norms (today this norm is 18 sq. m per person).

Since 2004, more than 5,000 families have celebrated housewarming under the social mortgage program.

For specific information on social mortgages, please contact the Non-Profit Organization “State Housing Fund under the President of the Republic of Tajikistan”.

Kazan

Aircraft building district

123 apartment residential building with non-residential premises on Aydarova street, Kazan

Kirovsky district

123-apartment residential building with non-residential premises on the street Gorkovskoe shosse, Kazan
Residential building No. 7-2 in the 7th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 7-3 in the 7th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 8-1 in the 8th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 8-2 in the 8th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 8-3 in the 8th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 8-4 in the 8th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 8-5 in the 8th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 8-6 in the 8th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 8-7 in the 8th quarter in the residential area "Salavat Kupere", Kazan
Residential building No. 8-8 in the 8th quarter in the residential area "Salavat Kupere", Kazan
Residential buildings No. 10-1, 10-2, 10-3, 10-4, 10-5, 10-6, 10-7 in the 10th quarter in the residential area "Salavat Kupere", Kazan
Residential buildings No. 11-1, 11-2, 11-3, 11-4, 11-5 in the 11th quarter in the residential area "Salavat Kupere", Kazan
Residential buildings No. 12-1, 12-2, 12-3, 12-4, 12-5 in the 12th quarter in the residential area "Salavat Kupere", Kazan
Residential buildings No. 13-1, 13-2, 13-3, 13-4, 13-5 in the 13th quarter in the residential area "Salavat Kupere", Kazan

Privolzhsky district

Vakhitovsky district

Sovietsky district

Bavlinsky district

Buinsky district

Vysokogorsky district

Yelabuga region

Zelenodolsky district

Kukmor district

Laishevsky district

Leninogorsk district

Naberezhnye Chelny

Nizhnekamsk region

Cheremshansky district

Chistopolsky district

www.gilfondrt.ru

Registration in the information system Rental Housing

Public offer

Offer agreement on participation in the choice of residential premises for the purposes of concluding a contract for the rental of residential premises under the quota category 6.19 "Rent at the choice of individuals" 1. General provisions 1.1. NO "State Housing Fund under the President of the Republic of Tatarstan" (hereinafter referred to as the "Fund") publishes this offer on the participation of a Citizen in the choice of housing for the purpose of concluding a contract for hiring housing on the official website of the Fund. 1.2. In accordance with Article 435 of the Civil Code of the Russian Federation (CC RF), this document is an offer, and if the conditions set out below are accepted, the Citizen who accepts this offer selects a dwelling, pays a deposit, pays for living and concludes a contract for renting a dwelling with Fund in accordance with the conditions set forth therein. The text of the residential lease agreement is published on the Fund's official website. By accepting this offer, the Citizen is familiar with and agrees to all its terms and conditions, understanding their meaning and consequences. 1.3. We suggest that you carefully read the text of the offer, and if you do not agree with any clause of the offer, you are invited to refuse to choose a dwelling, pay a deposit, pay for accommodation for the first month of living in the chosen dwelling and conclude a tenancy agreement. 1.4. In this offer, unless the context requires otherwise, the following terms have the following meanings: "Offer" - the Fund's proposal addressed to the Citizen to conclude an offer agreement with him on participation in the choice of residential premises for the purposes of concluding a contract for the rental of residential premises (hereinafter - the "Offer Agreement ”) on the existing terms and conditions contained in the Offer Agreement, including all its annexes. "Acceptance" - full and unconditional acceptance by the Citizen of the terms of the Offer Agreement. "Citizen" - an individual who has concluded an Offer Agreement with the Fund within the category. "Category" - assignment of a Citizen to the category of quotas 6.19 "Rent at the choice of individuals"; "Quota" - a limit set for each category in the context of organizations and enterprises. "Free market" - residential premises sold for quota category 6.19 "Rent at the choice of individuals". "Choice of residential premises" ("Choice") - a procedure carried out by the Foundation, which allows the Citizen, on the basis of the "Application", to choose a "Residential Premises". "Application" - the procedure of "Choice" by the Citizen of the "Residential Premises" on the website of the Fund. "Residential Premises" - a residential premise chosen by the Citizen and approved by the Fund as a result of "Summing up the results of the choice". "Summing up the results of the choice" - approval by the Fund of the results of the choice of residential premises by the Citizen. "Residential Rental Agreement" - an agreement according to which the Fund provides the Citizen and his family members for a certain fee with the right to temporary possession and use of "Residential Premises" in accordance with the period established by the agreement. "Deposit" - money that the Citizen must deposit to the Fund's current account in order to confirm his participation in the choice of residential premises and the intention to conclude a rental agreement for residential premises, the amount of which must be at least a monthly fee for living in the selected residential premises and is indicated in the personal in the Citizen's office on the Foundation's website when placing an application for the choice of housing. "Accommodation fee" - funds deposited by the Citizen to the account of the Fund in the form of an advance payment for the first month of residence in the selected residential premises, the amount of which is indicated in the Citizen's personal account on the Fund's website when placing an application for the choice of residential premises. "Website of the Fund" - www.kooperativrt.ru. "Unique code number" - the number of the registration file assigned by the Foundation to the Citizen after completing the registration procedures on the Foundation's website and accreditation. "Step" - an increase by the Citizen of the amount of payment for accommodation in order to conclude a contract with him for renting a dwelling for the desired dwelling. The minimum "step" is 3% of the amount of the accommodation fee indicated in the citizen's personal account on the Fund's website when placing an application for the choice of housing. 2. Subject of the contract 2.1. The Fund grants the Citizen the right to choose a dwelling on its website on a competitive basis by increasing the fee for the use of the dwelling, taking into account the minimum step, and the Citizen makes a deposit, a fee for living in the amount determined by the Citizen himself, taking into account the minimum step, but not less than the amount, specified in the personal account when choosing a dwelling, selects a dwelling by placing an application, according to the results of the selection and after the approval of the results of the choice, concludes a contract for renting a dwelling. 2.3. After the conclusion by the Citizen with the Fund of the contract for the rental of residential premises, the funds contributed under this Agreement of the offer as a deposit and payment for accommodation are counted as a deposit and payment for accommodation in accordance with clause 4.1. and 5.1. residential lease agreements. 2.4. Within 3 (three) calendar days from the date of conclusion of the contract for the rental of residential premises, the Citizen is obliged to conclude an agreement with the operating organization for the provision of housing and communal services and make timely payments on it. 3. Rights and obligations of the parties 3.1. The Foundation is obliged to: 3.1.1. Grant the Citizen the right to choose a dwelling on a competitive basis in accordance with the established category of quotas, if there are quotas for the category of the Citizen and residential premises on the free market. 3.1.2. Summing up the results of the choice daily when the Citizen fulfills clause 3.2.2 of this Offer Agreement and accepts its terms. The winner in summing up the results is the Citizen who has made the maximum amount of the deposit and payment for accommodation, but not less than the amount indicated in the personal account when choosing a dwelling. 3.1.3. When summing up the results of the choice and subject to the receipt of a deposit and payment for accommodation to the current account of the Fund, conclude a contract of employment with the Citizen for the selected residential premises. 3.2. The citizen is obliged: 3.2.1. Place an application for the choice of housing on the Foundation's website. 3.2.2. Deposit to the Fund's settlement account the amount of the deposit and the accommodation fee, in the amount determined by the Citizen himself, but not less than the amount of the deposit and the accommodation fee indicated in the personal account when choosing a dwelling, using the following details: NGO "GZhF under the President of the Republic of Tajikistan" Ak Bars PJSC Bank Kazan BIC 049205805 Account 40603810300029001572 Account 30101810000000000805 TIN 1655065113 KPP 165501001 Purpose of payment: “Unique code number”. 3.2.3. The payment for living in a dwelling under a tenancy agreement is determined as 1/3 of the amount paid in accordance with clause 3.2.2. 3.2.4. Conclude a housing rental agreement with the Fund within 3 (three) business days from the date of summing up the results of the choice, subject to receipt of a deposit and payment for accommodation to the Fund's current account. 3.2.5. Replenish the amount of the deposit and the accommodation fee for an amount equal to the amount of the deposit and the accommodation fee turned into the property of the Fund in accordance with clause 3.3.2. until the date of conclusion of the lease agreement. 3.3. The Fund has the right to: 3.3.1. Cancel the results of the choice in case of non-fulfillment by the Citizen of any obligation stipulated by this Agreement. 3.3.2. If the Citizen fails to fulfill clause 3.2.4 of this Agreement, the Fund has the right to send to its property a part of the amount of the deposit corresponding to the amount of the payment for living in the selected residential premises for each day from the moment the results of the choice are summed up until the moment the Citizen fulfills the obligation provided for in clause 3.2. 4 of this Agreement. If a case occurs when the amount of the deposit is fully converted into the ownership of the Fund, the Fund has the right to transfer to its ownership a part of the accommodation fee corresponding to the amount of the accommodation fee for the selected residential premises for each day from the moment of summing up the results of the choice, taking into account clause 3.2.2. actual agreement. 3.3.3. In the event that the deposit and payment for accommodation are transferred to the property of the Fund in full until the Citizen fulfills the obligation provided for in paragraph 3.2.4 of this Agreement and does not make up these payments in accordance with paragraph 3.2.4 of this Agreement, the Fund has the right to cancel the choice of housing and refuse Citizen in the conclusion of a tenancy agreement. 3.4. The citizen has the right: 3.4.1. Make a choice of residential premises in accordance with the established category of a Citizen and within the quotas. 3.4.2. In the event of the occurrence of the conditions of clause 3.3.1. and clause 3.3.3. make a choice of another residential premises and conclude a contract for the rental of residential premises in the manner prescribed by this Agreement. 3.4.3. Refuse to choose a dwelling, conclude a tenancy agreement and receive a refund of the deposit and accommodation fee, minus the amounts transferred to the ownership of the Fund in accordance with clause 3.3.2 of this Agreement. 3.5. The citizen is not entitled to demand from the Fund the payment of interest on the refundable amount of the deposit and the accommodation fee or part thereof, in the event of the occurrence of the conditions of clause 3.4.3 of this Agreement. 4. Final provisions 4.1. By registering on the site, accepting this offer agreement, the Citizen gives the Fund his consent to the processing of his personal data and his email address in any way not prohibited by law, in order to fulfill this Offer Agreement and the concluded rental agreement. 4.2. This offer contract comes into force from the moment of its acceptance by the Citizen and ceases to be valid in the cases provided for in it, as well as when the Citizen concludes an agreement with the Fund for the rental of residential premises for the selected residential premises.

I confirm my consent

Processing of personal data

In accordance with the Federal Law of July 27, 2006 No. 152-FZ “On Personal Data”, I confirm my consent to the processing of my personal data by the State Housing Fund under the President of the Republic of Tatarstan.

I confirm my consent

arenda.gilfondrt.ru

Fund structure | State housing fund under the President of the Republic of Tatarstan

Fund structure

Directorate
Department for organizing the collection and control of the receipt of targeted funds
Department for work with the population and organizations

Department of Accounting and Control of the Consolidated List of Families

Financial department
planning department
Department of Territorial Development and Preparation of Project Documentation

Department for the preparation of project documentation

Office of Engineering Communications and Material Resources

Department for the preparation of engineering networks
Department of control over the provision of material resources

Department of Territorial Plans and Land Use
Department of Work Acceptance and Financing

Department of Acceptance and Financing of Contract Works

Department of Arbitration and Legal Disputes
Department of Civil Litigation
Department of collection of payments for housing programs
Management of operation of residential and non-residential fund

Department for the organization of operation of facilities
Department of accommodation in rental houses

property management

Department of the organization of the implementation of housing programs
Real Estate Department

Department of Accounting and Reporting

Department of accounting and control of receipt of funds
Department of accounting and control of expenses
Department of accounting and control of real estate transactions

Case Management

Information Policy Group
Human Resources Department
office
Secretariat
archive
Economic management

Software Group
Database administration and technical support group
Department of Analysis and Economic Modeling
Interregional representations:

Kazan Interregional Representative Office
Nizhnekamsk Interregional Representative Office
Naberezhnye Chelninsk Interregional Representative Office
Almetyevsk Interregional Representative Office
Arsk Interregional Representative Office
Buinskoye Interregional Representative Office
Chistopol interregional representative office

Answers to frequently asked questions"

Conclusion of a social mortgage agreement

How long does it take to conclude a social mortgage agreement?

From the moment citizens have the right to state support for improving housing conditions under the social mortgage program, citizens, within 90 days from the date of receipt of a notification of inclusion in the Register of a specialized organization, are required to conclude a social mortgage agreement with the Non-Profit Organization "State Housing Fund under the President of the Republic of Tatarstan" and make monthly payments of preliminary savings in the amount of at least 11 percent of the average market value of 1 sq. m. meters of the total area of housing approved by the Federal Agency for Construction and Housing and Communal Services for the IV quarter of the year preceding the year in which the program "Provision of housing for citizens in the Republic of Tatarstan" is being implemented for the next year.

Is it possible for a citizen who is not an employee of the public sector to get an apartment on the terms of a social mortgage?

Participation in the social mortgage program, in addition to public sector employees, exists only for employees of organizations participating in the financing of the social mortgage program, as well as for citizens recognized by local authorities in need of urgent support and approved by the decision of the Board of Trustees of the Non-profit organization "State Housing Fund under the President of the Republic Tatarstan.

In cases where the Applicant has already participated in the social mortgage program and has made a choice of housing, can he re-register under this program?

The applicant can exercise his right to improve housing conditions in the social mortgage system in accordance with the Law of the Republic of Tatarstan dated December 27, 2004 N 69-ЗРТ "On state support for the development of housing construction in the Republic of Tatarstan" and only once, except for the following cases:

The applicant and (or) members of his family as of October 1, 2013 were repeatedly recognized by local authorities as in need of better housing conditions in the social mortgage system;

The applicant is an employee of an organization participating in the financing of the social mortgage program.

Payments under the social mortgage program

What is the amount of the mandatory monthly payment of preliminary savings under the social mortgage program?

In accordance with paragraph 1.9 of the Resolution of the Cabinet of Ministers of the Republic of Tajikistan dated 02.08.2007 No. 366, the mandatory monthly payment of preliminary savings is at least 11% of the average market value of 1 sq. m. meters of the total area of housing approved by the Ministry of Construction and Housing and Communal Services of the Russian Federation for the IV quarter of the year preceding the year in which the program "Provision of housing for citizens in the Republic of Tatarstan" is being implemented for the next year. According to the Order of the Ministry of Construction, Housing and Communal Services of the Russian Federation of September 12, 2018 No. No. 572/pr "On indicators of the average market value of one square meter of the total area of housing in the constituent entities of the Russian Federation for the IV quarter of 2018", the average market value of 1 square meter of the total area of housing for the IV quarter of 2018. in the Republic of Tatarstan - 43,722 rubles.

Thus, for 2019, the mandatory monthly payment is set at 4,809.42 rubles.

Up-to-date information on the amount of monthly payments is also annually posted in the News section.

The funds contributed by the participants of the social mortgage program, exceeding the established minimum payment amount, are distributed over the number of months covered by this amount. It is important not to allow a break in making monthly payments.

We also remind you that in accordance with paragraph 6 of the Resolution of the Cabinet of Ministers of August 31, 2012 No. 748 “On approval of the rules for making payments at birth, as well as for the adoption (adoption) of each child by a family exercising the right to housing in accordance with the law of the Republic of Tatarstan dated 27 December 2004 n 69-LRT “On state support for the development of housing construction in the Republic of Tatarstan” and registered as in need of state support in improving housing conditions, receiving payment at birth, as well as upon adoption (adoption) of a child in a family, does not exempt citizens registered in the social mortgage system for those in need of better housing conditions, from the obligation to make monthly payments from the moment the social mortgage agreement is concluded to the signing of documents certifying the right to move in and use the chosen apartment.

Is it obligatory to continue to make monthly payments of preliminary savings after receiving the preliminary protocol of participation and choosing a future own apartment before putting the house into operation?

According to paragraph 18 of the Decree of the Cabinet of Ministers of the Republic of Tatarstan No. 190 dated April 15, 2005 “On approval of the Rules and procedure for registering those in need of improved housing conditions in the social mortgage system in the Republic of Tatarstan”, the right to be in the Register of the State Housing Fund under the President of the Republic of Tatarstan remains with the Applicant until the family chooses a separate apartment, subject to the obligatory fulfillment of the terms of the contract for the implementation of monthly payments.

How is the installment payment term calculated?

The term for installment payments for an apartment under the social mortgage program is calculated in accordance with Appendix No. 1 to the Procedure for determining the conditions and terms for installment payments for citizens to purchase housing under a social mortgage, approved by the Decree of the Cabinet of Ministers of the Republic of Tajikistan No. Republic of Tatarstan dated December 27, 2004 N 69-ЗРТ "On state support for the development of housing construction in the Republic of Tatarstan" and improving the procedure for providing housing within the framework of republican state support.

Is it possible to make a payment in an amount greater than that stipulated by the payment schedule for the social mortgage agreement?

Participants in the social mortgage program have the right to make payments in amounts greater than the established payment schedule. With the money contributed, square meters of the future own apartment are redeemed at the price of the month in which the payment is made. The recalculation takes place automatically.

Why it is not possible to create an informer on the e-government website, it says the obligations under the contract have been fulfilled.

The electronic government accepts payments only under social mortgage agreements, if you have a loan agreement, the informer is not provided in this case.

Due to financial difficulties, is it possible for the family to switch from the terms of buying out an apartment to terms of employment?

According to paragraph 6 of the Decree of the Cabinet of Ministers of the Republic of Tatarstan No. 366 dated August 2, 2007 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan”, EXCLUSIVELY in case of loss the breadwinner and the impossibility for this reason to redeem the dwelling in installments due to the fact that the total average monthly income of the family, minus the subsistence minimum for all family members, is less than the current monthly payment under the social mortgage agreement, the dwelling may be transferred by agreement of the parties to family members on a rental basis with the preservation of their right to further redemption in the property.

Citizens' applications received by the Fund are considered in the presence of documents confirming financial difficulties and the loss of a breadwinner.

We want to fully pay off under the social mortgage agreement. What are our actions?

All participants of the social mortgage program over 14 years old must apply to the interregional representative office of the Fund in the cities and regions of the Republic of Tatarstan with the original social mortgage agreement and passport to sign the reconciliation act, pay the remaining amount and, in the absence of debt, receive the necessary documents provided by law for the state registration of an apartment in ownership .

We want to use the funds of maternity (family) capital to pay off debt under a social mortgage agreement. How can I do that?

To switch to a targeted cash loan agreement and deposit maternity capital funds, you must have originals and copies of the following documents with you: social mortgage agreement, final protocol, payment schedule, passport, birth certificate for children under 14 years old, bank account agreement of the category "GZhF Loans" , a certificate for maternity (family) capital, an extract (certificate) on the availability of the balance of maternity (family) capital, certified with a blue seal and signed by an authorized employee of the pension fund / MFC. In this case, the validity period of the extract (certificate) is 14 calendar days.

The balance of the maternity (family) capital accepted by the Fund as a partial fulfillment of obligations under the loan agreement is the difference in the amount indicated in the state certificate for MSC (the amount can be increased by the indexation amount) minus the lump-sum payments.

According to clause 3.1.5 of the target money loan agreement, within 120 calendar days from the date of crediting the loan amount, the citizen is obliged to send the funds of the MSC as part of the fulfillment of obligations under the loan agreement.

After the conclusion of the target cash loan agreement, it is necessary to obtain a certificate of payment of the share and formalize the ownership of the apartment with an encumbrance in favor of the Fund by submitting to the Fund an extract from the Unified State Register of Real Estate on the existence of an encumbrance. It is also necessary to obtain a certificate of debt under the loan agreement from the interregional representative office. Based on these documents, the Branch of the Pension Fund of the Russian Federation in the Republic of Tatarstan transfers maternity (family) capital to pay off debt under a targeted cash loan agreement.

Please note that a loan agreement is not concluded if there is an overdue debt under a social mortgage agreement.

How to pay the debt after the Fund has filed a claim for debt collection?

In the event that citizens pay the existing debt after the Fund has filed a statement of claim with the court, then the parties to the agreement must write to the Fund an application with a request to set off the funds received to compensate for the debt, interest and state duty, indicating the appropriate amounts.

On the personal page there is a message that the GZhF Loans account opened with Ak Bars Bank PJSC has been seized. What to do?

There are 3 statuses of the GZHF Loans account: open, closed and arrest. Only a citizen who has received a notification in the MCI of the Fund can open and close an account.

The arrest of the account means that the bailiffs have seized the account of "GZhF Loans". In this case, citizens need to contact the bailiffs at the place of registration. After the removal of the arrest by bailiffs, a supporting document must be submitted to Ak Bars Bank PJSC to change the status of the account.

What caused the change in the cost of selling 1 sq.m. by the time you receive the final protocol of participation in the selection and transfer of your future own apartment?

The preliminary protocol of participation and selection of a future own apartment sets the estimated cost of 1 sq.m. sale of housing. The final cost of the sale is determined after the commissioning of the residential building and obtaining permission to commission the facility, taking into account the investment cost of building a residential building by the time all construction work is completed and the date of official settlement of this residential building.

In accordance with paragraph 2 of the Procedure for determining the conditions and terms of installment payments of citizens for the purchase of housing on a social mortgage, approved by the Decree of the Cabinet of Ministers of the Republic of Tatarstan dated August 2, 2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69- LoRT "On state support for the development of housing construction in the Republic of Tatarstan" and improving the procedure for providing housing within the framework of state support "initial cost of 1 sq. meters of purchased residential premises - the cost, determined taking into account the costs incurred in financing the construction, capitalization of the land and the state of the real estate market.

Selection of premises under the social mortgage program, confirmation of the right to state support in improving housing conditions under the social mortgage program (re-registration)

Is it possible to participate in the selection of residential premises under the social mortgage program in Kazan, if the applicant was registered in another region of the republic?

Public sector employees have the right to choose residential premises only in the area where they are registered as those in need of improved housing conditions under the social mortgage program.

Employees of enterprises making payments for the development of housing construction, if there is an unused quota and provided by their managers when forming the investment program of the Fund for the current year, can choose residential premises in any city or region of the Republic of Tajikistan where there is an enterprise quota.

In what cases does the standard for providing housing change when the composition of the family changes?

The standard for the total area of residential premises provided with state support is established by the Decree of the Cabinet of Ministers of the Republic of Tatarstan dated August 2, 2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan”. At the same time, a change in the standard for providing housing with a change in the size of the family occurs before summarizing the choice of a future own apartment.

Why are social mortgage participants, having a down payment, unable to participate in the current competition on points, but must wait a three-year period?

In accordance with paragraph 5 of Decree No. 366 of August 2, 2007 “On further measures to implement the Law of the Republic of Tatarstan of December 27, 2004 N 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan” and improve the procedure for providing housing in within the framework of the republican state support" in case of insufficiency in the municipalities of the Republic of Tatarstan of land plots provided with engineering networks for the construction of residential buildings, the ratio of the total number of apartments according to the budget quota for the selection of apartments by competition and in order of priority is redistributed in favor of citizens who have had a or the three-year calendar waiting period has expired.

When are the competition results announced?

The results of the competitions are summed up by the Fund exclusively for residential properties with a high degree of readiness (ready for commissioning) on the basis of the accumulated points, which are reflected on the Fund's website in the "Ratings" section.

Why did we lose the priority right to choose in the order of priority and we were transferred to quota 5.8 “Targeted budgetary, who lost the priority right to choose an apartment in the order of priority”?

According to the Decree of the Cabinet of Ministers of the Republic of Tatarstan dated August 2, 2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan”, citizens who have had or the three-year waiting period has expired, those who did not participate in the selection of apartments and (or) did not select residential premises in the presence of vacant apartments, lose the right of priority choice in the order of priority. In the future, the choice of apartments is carried out in the order of participation in the competition within the budget quota on a general basis.

How long does it take for public sector employees who have entered into a social mortgage agreement to re-register?

According to the Decree of the Cabinet of Ministers of the Republic of Tatarstan dated August 2, 2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan”, citizens registered as needy in improving housing conditions under the social mortgage program in local governments, are obliged in the calendar year in which the choice of housing is carried out, and before signing the protocol for choosing an apartment, to undergo re-registration at the place of registration in order to confirm the right to state support in improving housing conditions for social mortgage program.

Re-registration is carried out in the same manner as registration of those in need of better housing conditions under the social mortgage program.

Personal Area

How to enter your personal account on the site?

In order to enter your personal account, you will need your account number and the password specified in your contract. When you enter your personal account, enter your account number (with hyphens) in the "account number" field, enter the password in capital Latin letters.

For some programs, a preliminary receipt of a login and password is provided. For this site website you need to go to the "getting a login and password" section.

How to fill out an electronic application for the competition for drawing apartments?

To add an apartment to the electronic application, you need to follow a few steps:

Go to the applicant's personal page using the data specified in your social mortgage agreement.
Follow the link "add apartments" in the left context menu
Select the order you need in the "order" field, click "update".
Select the house you are interested in in the "object" field, and then click "update". A list of apartments will appear.
In the opened window, add the apartments you are interested in to the application by clicking on the link "to the application"
After you have added all the necessary apartments to the application, you need to go to the "applications" menu and prioritize all the apartments that are present in the applications.
There cannot be two identical priorities in one application, in addition, the priority cannot be equal to zero.
Apartments with incorrect priorities are marked red in the application. An apartment with an incorrect priority cannot be won.
After all priorities are set, you must click on the "save changes" button. In order to avoid errors related to the quality of communication channels, it is recommended to save the prioritized in batches of 10-20 pieces.
After all the operations performed, the application will be accepted for the competition.

Obtaining certificates, including certificates of payment of a share, registration of an apartment in ownership

Is it possible to issue a certificate of payment of a share for one of the participants in the social mortgage agreement?

A certificate of full payment of the share is issued for all family members included in the social mortgage agreement.

What is the procedure for registering an apartment received under the social mortgage program as a property after paying off its cost?

1) It is necessary to issue a technical passport and a plan for a dwelling in the BTI authorities, as well as obtain a cadastral passport at the cadastral chamber.

2) Apply to the inter-regional representative office of the Fund in the field to obtain the final act of reconciliation and a certificate of full payment of the share.

3) After receiving a certificate of full payment of the share, apply to the territorial department of the Rosreestr Office for the Republic of Tatarstan to register the ownership of the dwelling.

What to do if, when submitting documents for registration of ownership, it turns out that the apartment is not put on the cadastral register?

In case of refusal (suspension) of the Department of Rosreestr for the Republic of Tatarstan in accepting documents for registering ownership of an apartment located in a house put into operation before 01/01/2017, due to the lack of an apartment on the cadastral register, we inform you that, in accordance with Art. 14 of the Federal Law of July 13, 2015 No. 218-FZ "On state registration of real estate" cadastral registration is carried out simultaneously with the registration of ownership of the property. To register the right of ownership with the simultaneous registration of an apartment for cadastral registration, you need to order the production of a technical plan of the apartment and submit it as part of a package of documents to the registering authority.

How to get certified copies of lost documents?

Issuance of certified copies of documents is carried out on the basis of a written request of the Applicant or a person authorized by the Applicant on the basis of a power of attorney duly executed in writing in accordance with applicable law. The application can be submitted in person or sent by mail to the Executive Director of the Non-Commercial Organization "State Housing Fund under the President of the Republic of Tatarstan", as well as through the interregional representative offices of the Fund.

The application must be accompanied by a copy of the receipt of payment for services in the amount of 100 rubles for each type of document according to the details, indicating in the column the purpose of the payment "for the reissuance of documents".

Requisites:
TIN 1655065113 KPP 165501001
Recipient: Ministry of Finance of the Republic of Tajikistan (NO "State Housing Fund under the President of the Republic of Tajikistan") LV007540001-GZHF
Account 40603810700023000014
In PJSC "Ak Bars" Bank Kazan
BIC 049205805
C/C 30101810000000000805

Registration in an apartment received under the social mortgage program

The basis for registration at the place of residence of a citizen in an apartment received under the social mortgage program.

The basis for registration at the place of residence of a citizen in an apartment received under the social mortgage program is the protocol of participation, selection and transfer of the citizen’s future own apartment to the social mortgage agreement, which gives the citizen the right to move in, register (register) and use the selected apartment on the terms of the concluded agreement social mortgage and current legislation.

Is it possible to register a relative who is not a party to the agreement in an apartment received under the social mortgage program?

Only the parties to the contract and family members have the right to register in an apartment received under a social mortgage.

The right to register other citizens applies only to parents, children and officially registered spouses with the written consent of the Foundation. Registration is issued for a limited period in the absence of payment debts, according to the schedule.

Purpose loan agreement

Is early repayment possible under a targeted cash loan agreement?

The terms of the target money loan agreement allow early full or partial fulfillment of obligations by the borrower. Information on the balance of the current debt under the loan agreement is posted on the personal page of the applicant.

In order to determine the balance of the debt on a specific date, the applicant must personally contact the interregional representative office of the Fund. According to the Federal Law of July 27, 2006 No. 152-FZ “On Personal Data”, the above information is not provided by telephone.

If funds are deposited in a larger amount than indicated in the repayment schedule for the target cash loan agreement, will the repayment schedule be revised?

Recalculation of the schedule occurs on the day of receipt of funds automatically. In order to receive a new payment schedule under a targeted cash loan agreement, a participant in the agreement must contact the interregional representative office of the Fund or recalculate his schedule on his personal page.

How is interest calculated on a loan?

Interest is charged on the repaid amount, taking into account the terms of the loan.

We transferred funds from maternity (family) capital to the target money loan agreement, why were interest deducted from these funds?

Interest is accrued and withheld on the amount of the actual payment, taking into account the actual days of using the cash loan (according to the terms of the loan agreement).

According to subparagraph 6, paragraph 1, article 10 of the Federal Law of December 29, 2006 256-FZ "On additional measures of state support for families with children" funds (part of the funds) of maternity (family) capital can be used to repay the principal debt and pay interest on loans or loans for the purchase (construction) of residential premises, including mortgage loans, provided to citizens under a loan agreement (loan agreement) concluded with the organization.

Thus, all incoming payments (including maternity (family) capital) are used to repay the principal amount of the debt under the loan agreement and interest on it.

How to get a reconciliation act under a targeted cash loan agreement?

The reconciliation act is issued by the interregional representative office of the Fund on the ground on the basis of a written application by the applicant or a person authorized by the applicant on the basis of a duly executed power of attorney.

Compensation at the birth of a child

Who is entitled to compensation for the birth of a child in the amount of 200 thousand rubles and what is the procedure for receiving it?

In accordance with the Decree of the Cabinet of Ministers of the Republic of Tatarstan dated August 2, 2007 No. 366 “On further measures to implement the Law of the Republic of Tatarstan dated December 27, 2004 No. 69-ZRT “On state support for the development of housing construction in the Republic of Tatarstan” if after adoption on a family has a child, it acquires the right to state support directed to pay the cost of housing in the amount of 200 thousand rubles, but not more than the cost of the unpaid part of the housing or the balance of the unpaid principal and interest under a targeted cash loan agreement, concluded with a specialized organization (Non-profit organization "State Housing Fund under the President of the Republic of Tatarstan"), at the time of the birth of the child.

The specified right is recognized as deferred and is exercised after the family is entered into the Register of a specialized organization. When the family exercises this right, the child acquires the right of common shared ownership of the acquired residential premises after the full payment of its cost or the full return of the amount of principal and interest under a targeted cash loan agreement concluded with a specialized organization.

In order to receive compensation for the birth, adoption / adoption of a child, a citizen - the Applicant applies to the local authorities at the place of registration or the public housing commission at the place of work (if any) with an application for inclusion in the registration file of a newly born child.

The Public Housing Commission with a cover letter addressed to the executive director of the NGO "State Housing Fund under the President of the Republic of Tatarstan" provides documents for making changes to the record file for the inclusion of a child.

After reflecting on the personal page a notification about the need to conclude an additional agreement to the social mortgage / targeted cash loan agreement, the Applicant and members of his family apply to the interregional representative office of the Fund.

Provision of housing for veterans of the Great Patriotic War

What is the procedure for inheriting a partially redeemed apartment by a veteran of the Great Patriotic War who has improved housing conditions under the social mortgage program?

1) it is necessary to apply to a notary public to draw up a certificate of the right to inheritance;

2) with a certificate of the right to inheritance, apply to the local government to include the heirs in the accounting file and register of the Fund;

3) after activation in the register, the heirs need to apply with an identity document and TIN to the inter-regional representative office of the Fund to receive a protocol of participation, selection and transfer of the citizen’s future own apartment in the name of the heirs.

Changes for citizens who are in the accounting business. Exclusion from the social mortgage agreement

What to do if there have been any changes in the citizens who are in the registration file (personal data, family composition, registration address, etc.) and where to contact in this case?

According to the Decree of the Cabinet of Ministers of the Republic of Tatarstan dated April 15, 2005 No. 190 “On approval of the Rules and procedure for registering those in need of improved housing conditions in the social mortgage system in the Republic of Tatarstan”, in the event of changes indicated during registration of information, citizens are obliged within a month, inform the public housing commission about them in writing at the place of registration.

Is it possible to exclude one of the parties to the social mortgage agreement after choosing an apartment?

Exclusion from the social mortgage agreement is carried out only in the event of the death of the party to the agreement, if there is a document of the certificate of the right to inheritance and the inclusion of all heirs in the accounting file.

Is it possible, upon dissolution of a marriage, to make changes to the accounting file and the social mortgage agreement and exclude the former spouse from the agreement?

1. The exclusion of the former spouse (s) after choosing an apartment from the accounting file and the social mortgage agreement and / or the targeted cash loan agreement is not possible.

Divorce, failure to make payments and non-residence in the provided living quarters of the former spouse (s) is not a basis for changing the social mortgage agreement and / or the targeted cash loan agreement by excluding him from the list of participants, since they are joint and several debtors to the Fund for monetary obligations .

2. The issue of exclusion of the former spouse (s) before choosing an apartment from the accounting file and the social mortgage agreement is considered by the housing commission at the place of registration.

rental housing

How can I get rental housing?

After registration with the Executive Committee or on the website http://arenda.gilfondrt.ru/ you need to go through the following procedures:

Register on the website kooperativrt.ru (tab for obtaining a login and password), log in to your personal page, accept the terms of the offer agreement, according to which you must pay the amount of the deposit and rent, select a dwelling. After summing up and receiving a message of consent, conclude a lease agreement with a representative in the Interregional Representative Office of the Fund, with the receipt of keys to the premises and the conclusion of contracts for the provision of housing and communal services with authorized organizations.

The approved forms of documents under the Rental Housing Program are posted on the Fund's website at the link site/private/arendadocs.php.

How to terminate the concluded contract of employment in the absence of the need for housing?

Citizens who have decided to refuse to participate in the program and terminate the rental contract for housing, submit an application in the prescribed form to the interregional representative office in the district.

In the event that the selected residential premises were transferred and a lease agreement was concluded, the following documents are attached to the application:
- an agreement to terminate the contract for the rental of residential premises;
- the act of delivery and acceptance of residential premises;
- an act of delivery and acceptance of movable property located in a residential area;
- an act of reconciliation of the received funds between the party to the agreement and the Fund;
- a certificate of the absence of debt on housing and communal payments from network and operating organizations as of the date of application (is mandatory in the event of a return of funds to a citizen);
- an extract from the house book to confirm the absence of registered persons.

Management of a house built under the social mortgage program

Is it possible to change the management company or create an HOA in houses built under the social mortgage program?

According to paragraph 4. Article 44 of the Housing Code of the Russian Federation, the decision on the choice of the method of managing an apartment building is within the competence of the general meeting of owners of the premises of an apartment building.

In order to make a decision on this issue, the owners of the premises of the above residential building must initiate a meeting of homeowners, including on the agenda the issue of choosing a way to manage the apartment building.

Citizens who have received a certificate of full payment of a share under a social mortgage agreement can take part in a general meeting of owners of premises in an apartment building and vote on agenda items.

The Fund takes part in the general meeting of homeowners for unredeemed apartments.

According to part 4 of Art. 4 of the Housing Code of the Russian Federation, the owner, another person specified in this Code, on whose initiative a general meeting of owners of premises in an apartment building is convened, are obliged to inform the owners of premises in this house about such a meeting no later than ten days before the date of its holding.

The protocol and decision of the extraordinary general meeting of the owners of the premises of the house must be sent to the Fund no later than 5 (five) days from the date of this meeting.

Additionally, we inform you that in order to comply with the legality of holding general meetings of owners of premises, we recommend that you follow Art. 36-48 of the Housing Code of the Russian Federation.

Re-planning of residential premises received under the social mortgage program

Do citizens who have received housing under the social mortgage program have the right to redevelop their living quarters?

The implementation of the reconstruction and redevelopment of a dwelling received under the social mortgage program is possible only after paying the cost of the apartment and registering it as a property, in the case of paying for the apartment at the expense of a targeted cash loan - after the removal of the encumbrance.

The Government of the Republic of Tatarstan (RT) has developed a special program to provide citizens of this subject of the Russian Federation with housing. It is called "personal page under the President of the Republic of Tatarstan". Its features will be discussed below.

Social mortgage in the Republic of Tatarstan

This subject of the Russian Federation also participates in the state social mortgage program of the Russian Federation (,). The Government of the Republic of Tatarstan developed and adopted its own project, which differs significantly from the all-Russian program.

Funding for the implementation of this project comes from the federal budget, as well as allocated from the republic's own funds.

Its implementation is controlled personally by the President and his apparatus.

Social mortgage under the President of Tatarstan has the following differences from similar programs in other regions:

the annual mortgage interest rate is set at 7%;
applicants must live and work in Tatarstan for a certain period of time;
square meters are provided only in the public housing stock (primary real estate market).

Terms of participation in the program

The social mortgage of Tatarstan provides for two options for participation, as well as a condition for granting a loan from the regional budget.

Affordable housing can be obtained by young and socially vulnerable families who, in accordance with the established procedure, are recognized as such that they need to improve their living conditions and do not have their own real estate. The distribution of housing in this case occurs on the basis of the queue.

Employees of various budgetary institutions and law enforcement agencies who have worked in the republic for a certain time and do not have their own residential square meters can count on getting an apartment. The distribution of housing in this situation occurs on the basis of a competition.

Features of mortgage payments

Social mortgage under the President of the Republic of Tatarstan has some differences from other projects, as citizens are offered a special payment mechanism.

First of all, it should be noted that all issues of cost and repayment of credit obligations are in charge of a specially created legal entity NGO "GZhF under the President of the Republic of Tatarstan".

According to the explanations given by officials of this organization, the initial payment and subsequent payments are made depending on the price per square meter, as well as the period for which the mortgage is issued.

The cost of residential square meters on the territory of the republic may vary depending on the locality where a low-income family lives or state employees work. At the same time, the approach to each client of this program is individual.

The initial payment for housing can be paid with the help of a state subsidy (for families with one child - 30% of the cost of the apartment, for those who are raising two or more children - 35-40%) or maternity capital (the so-called childbirth assistance).

NO "GZhF under the President of the Republic of Tatarstan" provides grace periods for paying interest (no more than 6 months). They can be used throughout the entire term of the loan.

It must be remembered that a mortgage loan in the Republic of Tatarstan is provided for a period not exceeding 28.5 years.

Help with the birth of children

The social mortgage developed by the GZHF provides for the use of social assistance at the birth of children to pay the down payment for an apartment, interest, and other mandatory payments.

In 2019, in the republic, when children are born in young families, payments will be made under the all-Russian program to support young mothers and fathers (maternity capital), as well as a regional project.

Provides for the following presidential and municipal payments:

30% cash compensation for housing and communal services (for example, provided, as well as low-income);
a one-time material payment at the birth of a baby (regardless of the number of children) in the amount of 20 thousand rubles;
material compensation for medicines for children under 6 years of age (provided for families with many children);

All of these payments can be used to repay a preferential loan.

Large families are families that have more than two children, including adopted children, and have registered their status with social security authorities.

Low-income citizens are considered to be living together, whose total aggregate income is equal to the subsistence minimum or exceeds it by 30-50% (depending on the number of family members).

Work experience of at least 10 years

Preferential conditions for social mortgages in Tatarstan provide for employees of various budgetary organizations, low-income, young families a mandatory requirement, which consists in the fact that a person must work in the territory of the republic for 10 years (this was mentioned above).

But most citizens who decide to use the program are interested in the question of how this period is calculated.

The calculation mechanism is as follows. A person provides his work book or other document confirming his experience at enterprises, in budgetary organizations of Tatarstan. If the applicant left the republic for some time, then returned, the experience will be considered only for his work in the republic.

For example, the total experience of a citizen is 20 years, of which 10 years at enterprises, in budgetary organizations of Tatarstan. It falls under the social mortgage program.

You need to know that if a person working at an enterprise located in the Republic of Tatarstan was sent on a long-term business trip to another region, the length of service in the Republic of Tatarstan is credited to him.

Who can get a home loan in the Republic of Tatarstan

According to the Decree of the Government of the Republic of Tajikistan, the following citizens are entitled to social mortgage lending:

young families where parents are under 35 years old, they live and work on the territory of the republic for more than 10 years;
low-income families whose income does not exceed 30-50% of the required subsistence minimum for each member;
parents with many children, as well as those who have dependent children with disabilities; guardians and adopted children;
employees of various budgetary organizations who have worked in the republic for more than 10 years.

All of them need to improve their living conditions.

Housing stock under the President of the Republic of Tatarstan

To implement the project, a state housing fund was created under the President.

It is formed with the help of construction companies that are engaged in the construction of housing in various settlements of the region. To do this, construction companies are required to create a part of economy-class residential premises in each apartment building and transfer them to the state housing fund.

The state housing fund for social mortgages under the President of the Republic of Tatarstan is managed by a special institution of the non-governmental organization “GZhF under the President of the Republic of Tajikistan”.

Goals and objectives of the organization

As you know, the cost of any housing in our country is significant, and often its purchase is not available to the general population.

Proceeding from these economic realities, as well as for the implementation of the mortgage program in Tatarstan, the NGO "GZhF under the President of the Republic of Tatarstan" was created.

The purpose of its existence is to record all citizens in need of housing on the territory of the republic, check the documents provided, put in a queue and issue residential real estate.

The objectives of the NO are as follows:

accumulation of federal, regional budgetary funds allocated for social housing programs;
accumulation of funds that are paid by citizens in need of housing, repaying mortgage loans;
redemption of residential premises from construction organizations and their transfer to citizens.

To implement this program, each registered participant has his own personal page on the President's website.

Sources of financing

The principle of operation of the NGO "GZhF under the President of the Republic of Tajikistan" is that this organization accumulates not only budgetary funds, but also contributions paid by those in need of better housing conditions and state employees.