PJSC Zapsibkombank is a large credit institution in the Tyumen region, founded in 1990. He heads the financial group of the same name, which includes the investment company LLC IK Fred and the insurance company LLC IC Tyumen-Policy. The financial institution provides services to individuals and legal entities, provides remote banking services on the Internet.
Internet banking of Zapsibkombank
Banking is available for individuals in the Zapsibcombank system and for legal entities in ZapSib iNet. Internet bank Zapsibkombank is included in the Top-10 rating as the most effective tool for clients, and ranks 8th among 43 credit institutions.
Online access for private clients allows you to perform standard operations in your personal account:
- Manage banking products;
- Get monthly spending statistics;
- Make money transfers using the details of Zapsibcombank customers and other credit institutions;
- Pay for services.
The following Inetbank operations are available to corporate clients:
- Generate statements and payment orders in Russian rubles;
- Export and import electronic documents to well-known accounting programs;
- Manage payroll projects
- Manage deposits;
- Manage loans;
- View current exchange rates.
REFERENCE. The personal account of Zapsibkombank 24 allows you to largely save time resources for visiting bank branches, since you can connect to it from a personal computer or smartphone. Connection and further support of online banking users is free of charge.
Login to the Internet bank, personal account
On the official website of Zapsibkombank https://www.zapsibkombank.ru/ there is an active banner "Internet Bank". For convenience, users can save the direct address of the Internet bank https://inetbank.zapsibkombank.ru/ in the browser.
Private client login will require a confirmed registration, namely a username (login) and a password. The system will automatically identify the client and send a unique verification code via SMS. Within 10 minutes, the user must enter this code in the appropriate window and log in. A corporate client will first need to download the installation package to the computer and connect the Rutoken EDS USB device.
If you encounter difficulties during authorization in the online banking system, it is recommended to contact the user support service by phone 8-800-100-50-05. The contact center operates on a 24-hour basis, the call in Russia is free.
The difference between the Internet bank for individuals and legal entities
Initially, ZapSib iNet appeared to serve legal entities for which the mobility of the service is not a priority, unlike individuals. "ZapSib iNet" is a "heavy" system that requires a preliminary visit to a bank branch and signing an agreement on remote banking services, installing additional software on a personal computer and connecting Rutoken EDS. Inet Bank Zapsibkombank for individuals is an analogue of ZapSib iNet, which works through an Internet connection. To obtain an account, it is enough to register on the website of a credit institution, log in and start working.
Bonus program for users
Holders of a Zapsibkombank bank card receive additional bonuses for purchases in Russia and abroad. 1 bonus is equal to 1 ruble, and accumulated bonuses can be exchanged for a discount of 99% of the purchase price. It is recommended to connect this loyalty program in the Internet bank, section "Cards".
PJSC Zapsibkombank is one of the largest Russian banks in the Urals. For more than a quarter of a century, this universal credit organization has been carrying out its activities in lending, raising funds and providing settlement and cash services to the population and organizations. The quality of service, reliability, profitability and high customer confidence only confirm the leading positions in the authoritative ratings of the banking sector of the Ural Federal District. Service convenience is provided by more than 80 company offices located throughout Russia, as well as Zapsibkombank's personal account, available on the official website.
Possibilities of a personal account
Zapsibkombank's personal account is distinguished by its functionality and simplicity. Using this free remote service saves time and money, there is no need to go to the office or wait for a specialist to answer the phone, all the necessary operations can be done online. The following features are available for registered users:
- View current account information.
- Loan management (partial and full repayment, application processing).
- Deposit management (opening, extension, replenishment and closing).
- Formation of an account statement.
- Money transfer.
- Formation of statistics of expenses.
- Setting up SMS alerts.
- Receive news and individual offers.
Registration and login to your personal account
You can connect the "Internet banking" service in one of the following ways:
- Write an application at any branch of the bank and receive an envelope with a username and password to enter the personal account of Zapsibkombank.
- If you have a card, use an ATM and get a username and password on the check.
In both cases, registration as such is not required. Simply open the login page to the personal section of the site, enter the received data and click the "Continue" button.
After that, a text message containing a one-time password will be sent to the mobile phone number indicated in the application, which should be entered in the page that opens and also click "Continue". The entrance to the personal account of Zapsibcombank becomes available.
Zapsibkombank- a large regional bank, a significant part of the branches of which is concentrated in the Tyumen region. The main activity of the bank is the provision of loans to individuals and legal entities, as well as settlement and cash services. The bank occupies a leading position among the banks of the Tyumen region.
To enter the personal account of Zapsibkombank, go to the official website of the bank at https://www.zapsibkombank.ru and in the upper right corner click on the button "Internet banking" - "Individuals". On the page that opens, you need to enter your username and password and then click the "Continue" button. Next, we confirm the entrance to the Internet account with a password from the SMS. Login to your account has been successfully completed.
If you log into the Internet Bank from your computer, then to save time on entering your login, you can click the "Remember Login" button before entering your account.
Your personal account provides full access to your accounts and cards, allows you to make payments and transfers to cards of any banks, and also allows you to view the history of the movement of funds on the account. And most importantly, you are not tied to a computer and can manage your financial assets wherever there is a cellular connection and the Internet without being tied to a specific place.
The following options are available to the client of the bank in the personal account:
- Viewing information about connected banking products
- Information about the balance of cards and obtaining details for receiving money
- Money transfers (both within the bank and to other banks)
- Payment for services
- Opening a deposit (at an increased rate)
- Credit application
- Card blocking
- Currency exchange
- Support Feedback
- Personal offers from the bank
- Search for the nearest ATMs and branches
If you are a client of Zapsibcom Bank, but you do not yet have a personal account, we recommend registering it. To register an Internet bank, you will need a bank card and some time. You can register your personal account in several ways:
- At any bank ATM. Insert the card into an ATM and enter the pin code, then find the "Internet Bank" service in the menu and click the "Connect" button. When connecting, you will need to enter a password from the ATM keyboard, and the password to enter the cabinet will be printed on the receipt.
- At any branch of the bank. To connect your personal account, you must inform the bank employee about your desire to connect the Internet Bank service and write a written application on the bank's letterhead. In response, you will receive an envelope in which your login and password for access are sealed.
If you are unable to enter your personal account, then you should check whether you are entering your login and password correctly, perhaps you made a mistake with a letter or number, or, at all, the Caps Lock key was pressed. If repeated login attempts are unsuccessful, we recommend using the password recovery function.
To recover your password, you need to generate a new login and password at the nearest ATM of the bank or write an application at the nearest office of the bank and receive a new sealed envelope with your login and password.
Like most Russian banks, Zapsibcom Bank has a mobile version of its personal account. The mobile application "Internet-Bank Zapsibkombank" is available for smartphones based on iOS and Android. The application is provided free of charge and replaces for you almost all the functions that are in your personal Internet banking account.
To enter the mobile application, use the login and password received when registering your personal account. Each time you log into the mobile application, a one-time login code will be sent to your phone via SMS.
In the mobile application, you can activate or block any of your bank cards, which is very convenient when it is stolen or lost.
List of functions of the Zapsibkombank mobile application:
- Making payments, creating payment templates
- Making transfers (between your accounts, to cards of any banks in the Russian Federation or using free details to a bank account)
- Viewing the history of payments and transfers
- Deposit management (opening, replenishment, partial withdrawal, closing)
- Loan payment
- Changing the login and password from the Internet bank
- Card blocking/unblocking
For security reasons, the Zapsibkombank mobile application terminates its work after 10 minutes of waiting.
To download the application, you can go to the application store on your smartphone and enter "Internet Bank Zapsibkombank" in the search bar and you will be taken to the application page, then click the "Install" button. Also, you can download the official application of Zapsibkombank from the links below.
Zapsibkombank launched the BONUSES program, which works not only in our country, but also abroad. Zapsibkombank: how to spend bonuses?
Bonuses from Zapsibkombank, what is it?
Zapsibkombank points on the card are accumulated only if you have this program connected. There are privileged cards that have an automatic connection to the program, but for simple cards, this program needs to be connected for an additional fee.
Zapsibkombank: the BONUSES program means that you make purchases in a certain category of goods both in the Russian Federation and abroad. After that, you will receive 5% of the purchase amount bonuses. 1 bonus = 1 ruble.
Here is an example for you: you have accumulated up to 10,000 bonuses. Now you can pay for any product in our country or abroad with these bonuses, but only 99% of the value of the product.
How to connect bonuses to a Zapsibkombank card?
You can connect bonuses through an ATM:
- Insert card
- Enter PIN
- Click on "Service Management"
- "Loyalty program"
Connect bonuses via the Internet:
- Log in to your personal account on the bank's website
- Select "Maps"
- Click on your card and "Connect the loyalty program"
You can keep track of all accumulated bonuses through Internet banking in your personal account. You can also change the category of goods there, when buying in which bonuses will accumulate. There are several product categories:
- My clothes
- My technique
- My supermarket
- My car
- My telephone
- My travels
- My entertainment
- My health and beauty
To use the bonuses themselves, you change in your personal account opposite a certain category “SAVE” to “SPEND” and you can use your bonuses. You can set a threshold for used bonuses and include several categories at once. for comfort.
Nuances of the program "Bonuses"
- The minimum amount for crediting a bonus is 300 rubles. If you spend less, then bonuses will not be credited.
- For a classic card, the maximum number of bonuses per year is 7,500, for additional cards - 3,000 bonuses, for a platinum card - 15,000 bonuses
- Bonuses are valid for 1 year from the moment of activation of the service. Exactly one year later, on the same day, unused bonuses expire.
Bonuses are not awarded for paying for: Internet services, utilities, telephone, mobile communications, cable TV, taxi, train, bus, metro, third-party transport companies.
How and when are bonuses calculated? Where and how to spend bonuses? Where can I find out the number of bonuses?
Bonuses are accrued for purchases with a card with an activated "Bonuses" program at the time of the transaction.
Accrued Bonuses become available for use after the activation of their spending. For some types of cards, the spending of bonuses is activated after reaching the threshold of accumulation due to card purchases.
Accumulation of bonuses is possible at once on several cards opened for one account.
The maximum number of bonuses for accumulation on cards opened to one account and connected to the Bonuses program is determined by the card of a higher class. For example, for the main card Classic and additional Gold SVOBODA - 15,000 bonuses during the year; for the main card Classic and additional Classic - 5,000 bonuses during the year.
Minimum transaction amount for bonus accrual- 300 rubles or more.
How to increase the number of bonuses for accumulation.
To increase the number of bonuses for accumulation, open a new or additional card of a higher class and connect the Bonuses Program to it. For example, to save more on the Classic / Standard card - open Gold, on the Gold card - open Platinum.
Open or connect to your current card the Classic - 2019, Gold - 2019, Platinum - 2019 Packages and get even more benefits with your debit card. Get additional bonuses depending on the amount of purchases per month and while maintaining the minimum balance on the card account every day for a month.
Bonus duration.
The period of validity of bonuses not used by the Participant from the moment of opening a bonus account is 1 year. Bonuses expire on the day of the start of a new period for accumulating bonuses on the bonus account. You can see the date in the Internet Bank service:
My finances > Program "Bonuses".
When are bonuses not awarded?
- replenishment (cash or non-cash) of the card,
- cash withdrawal operations, transfers from card to card (from account to account), including by details,
- deposit management operations (opening, replenishment, partial withdrawal, closing),
- repayment of loans through the Internet Bank service / ATMs / infokiosks,
- in trade and service enterprises:
- carrying out sales by telephone and catalogues, including abroad,
- selling lottery tickets or casino chips,
- at fast food outlets
- at the post office,
- identified with the MCC code specified in the List of MCC codes of outlets by categories of the BONUSES Program
- utility bill transactions, telephone, internet, cable TV,
- payment for public services (payment of fines, including traffic police fines, alimony and various payments to the budget, etc.),
- transactions of collateral payments and purchase of bonds, brokerage and other financial services,
- payments to transport companies, paying for taxis, buying tickets for the metro, buses, aeroexpresses, suburban trains, and other modes of transport.
Spend bonuses with pleasure when shopping in Russia and abroad. You yourself choose where, when and on what to spend Bonuses.
After connecting the "Bonuses" program to your card, manage the program settings: accumulation and spending of bonuses, through the "Internet Bank" or "Mobile Bank" service. Namely:
- Disable and enable categories by setting the "SPEND" setting.
The number of simultaneously operating categories is not limited. - Set suitable thresholds for spending bonuses.
- Control accumulated and spent bonuses.
Standard settings set when connecting the "Bonuses" program
When connected, the setting “SAVED” is automatically set for all categories. You can change the settings at any time in the Internet Bank in the tab Program "Bonuses" / Account information / Card category settings, or by SMS request through the Mobile Bank service.
| Category | Where bonuses can be used |
|---|---|
| My clothes | To pay for goods and services in clothing, footwear and accessories stores |
| My technique | To pay for goods and services in household appliances stores |
| My supermarket | In grocery stores and supermarkets |
| My car | At gas stations, car services, shops selling spare parts and car accessories, car dealerships |
| My telephone | To pay for telephone services in the Internet Bank, Mobile Bank, ATMs, information kiosks and communication stores |
| My travels | To pay for air tickets and purchase vouchers in travel agencies and operators |
| My entertainment | To pay for services in restaurants, bars, nightclubs, cinemas, billiards, bowling and discos |
| My health and beauty | To pay for goods and services in beauty salons, hairdressers, spa therapy salons, optics stores, hospitals and dentists |
For some types of cards, the spending of bonuses is activated after reaching the threshold of accumulation due to card purchases:
If the number of accrued and/or available bonuses does not match your calculations, please contact 8-800-100-5005 (toll-free within Russia).
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